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Pabrai/Dhando Annual Meeting in Chicago - Saturday Sept 15th - 4:00PM


cubsfan

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For anyone attending the Chicago meeting on Saturday Sept 15th - Packer and I are setting up a lunch at 1:15.

So far, it's just Packer and myself - but we generally end up with 12 to 20 - and have some great discussions

until we leave for the Dhando Holdings meeting around 3:15. A chance to meet some great CoFB minds

AND see memorabilia from Harry Caray and the  World Series Champion Chicago Cubs!

 

Come early, and buy a Cubs hat for the kids!

 

Location:

 

Harry Caray’s Italian Steakhouse, Rosemont

10233 West Higgins Road

Rosemont, IL 60018

Phone: 847.699.1200

 

At some point, PM me if you plan to attend.

Will change reservation number as needed.

 

Harry Caray's is very close to O'hare and also the Pabrai meeting.

 

Look forward to meeting you.

 

Mike (Cubsfan)

 

PS - no political discussions allowed, lest we end up in a food fight!

 

 

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  • 1 month later...

See you all on tomorrow anytime after 1:00 - looks like we have 8 people at this point.

Plenty of room - feel free to bring your friends!

 

Mike & Keith

 

For anyone attending the Chicago meeting on Saturday Sept 16th - Packer and I are setting up a lunch at 1:00.

So far, it's just Packer and myself - but we generally end up with 12 to 20 - and have some great discussions

until we leave for the Dhando Holdings meeting around 3:15. A chance to meet some great minds

AND see memorabilia from the FINALLY  World Series Champion Chicago Cubs!

 

Come early, and buy a Cubs hat for the kids!

 

Location:

 

Harry Caray’s Italian Steakhouse, Rosemont

10233 West Higgins Road

Rosemont, IL 60018

Phone: 847.699.1200

 

At some point, PM me if you plan to attend.

Will change reservation number as needed.

 

Harry Caray's is very close to O'hare and also the Pabrai meeting.

 

Look forward to meeting you.

 

Mike (Cubsfan)

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  • 3 weeks later...

Thanks to Rahul for the notes!  Cheers!

 

Sept 16 2017.

 

PIF2 => 18.5 years $100K => $1.2M (rolled up).  As of June 30 2017.

Including recent months it is probably near $1.4M

 

First 8 years => 30% annualized after fees (outperformance of about 27%).

2008 => 44% drawdown for SP and 65% drawdown for PF

Next 8 years => 19% annualized.

 

$1 is now anbout $13.6 to about $14+

 

PIF2 has earned no fees since 2007

10.25 years with NO fees

Longest of any fund he is aware of

Carried about $500K+ per year for 10 years ($5M)

All three funds are now in fee earning territory

$18.5 NAV in 2009 =>  Now it is $94.

 

PIF3 every dollar from 2002 is now about $4

12.5% annualized

Vs 9.2% annualized for the NASDAQ

 

PIF4 => started in 2003 (every dollar is now worth about $3 (and now close to $3.6).

 

Life of the fund is about 8.4% vs. best index is about 10.7%

 

PIF3 is up about 48% till end of August

28% for first two funds vs. 20% for PIF4

 

GM, Google, Southwest

 

GM is sold out!  As of last Friday

Google and Southwest combined is about 12% of the pie

 

$680M in AUM

28% of the fund is now in India

 

 

4000 companies have market caps over (most are under $1B)

$1.3B

8% annual GDP Growth

2% India are credit card holders and own a car

 

Only 6% of people hav private health insurance

India's mortgage 8% of GDP

 

Ultra low expense => 6 basis points

Amongst the lowest across the entire fund industry

 

$580M July 1 => and now near $680M

ALL funds are closed (no new capital)

 

85% of mutual funds law SP

0.5% of mutual funds beat the S&P by over 3%

 

If 2 and 20

Then $12M a year

Pabrai is the largest investor

High Water Marks

No Leverage, No margin loans, no short positions

Stable group of 365 families WORLDWIDE

 

Seritage Growth Properties

Sears Bankruptcy within 3 years could be a problem

Had a better idea for capital in India

Made the swap at a slight realized gain.

 

$70M info FIAT 2012 => 13.8M shares at $5

If they had done nothing would be worth $387M

1M shares of Ferrari to meet the $100M in 2016

Sold some to buy Southwest Airlines and Indian

Those have done well but Ferrari has done better

 

PIF2 has 150K shares and 250K shares

10% of each fund (not a bad stake)

Ferrari is a very united asset with incredible MOAT

No plans to sell another share for several years => Sergio is likely to increase intrinsic value over decades

 

 

50% in fcau

50% in obscure Indian company

 

GM Warrants

$33M realized gains.  Nothing like Fiat Chrysler

Unrealized gains of $14M => but looks like Pabrai exited this past week

 

Dhando Holdings

$10 NAV (current NAV)

Starting Dhando Holdings was a mistake

If he new in 2013 what he knows in 2017 => I would not have created it

Horsehead + Stonetrust + other losses

Now back at breakeven.

 

STONE TRUST =>

$33.5M Purchase Price PLUS $30M capital

Total cost $63.5M => Decided to sell it (last stages of deal)

Hope to get back what we invested into StoneTrust => will make about 5% gain

SOme Seller Financing warranties

87% of purchase price by q2 in 2018

Will then receive 3% per year for the next 4 years.

Basically selling at a loss (95 cents on the dollar)

 

New StoneTrust CEO => Mike Dileo => Doing a great job.

Running the business as if no sale.

Investment Portfolio $23M in gains on $50M of book value

Underwriting and new business is very competitive

Electing to shrink business vs. adding marginal business.

 

SAYS IT WAS A BIG MISTAKE

 

Investors will be left with ownership stake and Dhando Funds

Junoon and India Zero Fee Funds

Upside without downside

Those who want to complete exit andludding an exit from stake in Dhando funds LLC (will likely be able to do as well). 

 

India Zero Fee Funds

Oct 1 Launch

$1M minimum

$10M initial commitment

Funds managed by Pabrai

2/3 of assets in Indian stocks and 1/3 other

 

Dhando Junoon up about 15.6% while SP is at 17.4%

Fahad - Analyst (Junoon Algorothim)

 

==============

 

Q&A

Why was Dhando a mistake -> hard to compete against large PE Firms and Succesful large scale insurance companies

Company has to maintain strong financial strength

Insurance is a VERY tough business!  Doesn't want to get back into this space.

 

$1B fund =>

CostCo

AMZN

Berkshire

 

Assume the company never grows (wants to keep them) and could do an DCF.

VERY few people comparison shop

How much could he raise the price (probably 20%)

VERY few people have used Google Express

NO competition for AMZN => worth Billions of dollars if he wanted to raise price.

According to Nick Sleep => amzn is SUPER cheap.

 

Don't sell the compounders when they are overpriced (only when it its Crazy Priced).

 

AERCAP is a aircraft leasing business => airlines (running them is a hard business).  Cost of Capital is VERY expensive.

They play middle man to help airlines get better deals on licensing and leasing deals.

 

StoneTrust 85% combined ratio

95% is the best you can get and try to make profits on the float

5 or 6 year period (Workers Comp is a great business).

Competition builds up the margins get to fat.

 

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Thanks to Rahul for the notes!  Cheers!

 

Sept 16 2017.

 

Google and Southwest combined is about 12% of the pie

 

$680M in AUM

28% of the fund is now in India

>>>>> What about the rest of 60% of capital deployed -  any hints?

 

 

India Zero Fee Funds

Oct 1 Launch

$1M minimum

$10M initial commitment

Funds managed by Pabrai

2/3 of assets in Indian stocks and 1/3 other

 

Dhando Junoon up about 15.6% while SP is at 17.4%

Fahad - Analyst (Junoon Algorothim)

 

==============

 

Q&A

Why was Dhando a mistake -> hard to compete against large PE Firms and Succesful large scale insurance companies

Company has to maintain strong financial strength

Insurance is a VERY tough business!  Doesn't want to get back into this space.

 

$1B fund =>

CostCo

AMZN

Berkshire

- CAN you please shed some light on this question? and the

Assume the company never grows (wants to keep them) and could do an DCF.

VERY few people comparison shop

How much could he raise the price (probably 20%)

VERY few people have used Google Express

NO competition for AMZN => worth Billions of dollars if he wanted to raise price.

According to Nick Sleep => amzn is SUPER cheap.

 

Don't sell the compounders when they are overpriced (only when it its Crazy Priced).

 

AERCAP is a aircraft leasing business => airlines (running them is a hard business).  Cost of Capital is VERY expensive.

They play middle man to help airlines get better deals on licensing and leasing deals.

 

StoneTrust 85% combined ratio

95% is the best you can get and try to make profits on the float

5 or 6 year period (Workers Comp is a great business).

Competition builds up the margins get to fat.

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