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AA.L - AA Plc


tol1

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AA is a UK-based insurance company that offers breakdown cover, roadmaps, motoring advice, car insurance.

 

The stock was beaten down due to the i) high net leverage as the company was PE owned prior to the floating, ii) dismissal of the chairman for gross misconduct and iii) profit warning including a divi cut in Feb.

 

Share px was 400 at the peak in Apr 2015 and went all the way to 80 recently and since has gone up to 140. Anyone been invested in the name and keen to share thoughts?

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Massively leveraged, and the long term trends are against it. Cars are getting more reliable, there are fewer crashes (those trends will only accelerate), the membership % vs driving population is falling.  All sorts of shady sales practices.  Low renewal rates.  I don't like it.

 

Can you elaborate on shady sale practices? Renewal rates have been decent, in fact.

 

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