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BAC-WT - Bank of America Warrants


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Read some good accounts of extreme stress conditions.  Such as the account of Sgt. Paul McGee's experience in Korea as told in The Coldest Winter by David Halberstam.

 

I found it gave me perspective.  Also, remember that you are going to die, and so is everyone you love.  Now, go back to worrying about your money the most...

 

+1 I've been reading about the Nanking Massacre tonight, puts things in perspective... What you said about "being 100% long in BAC and that ultimately it is only money" has been stuck in my mind.  :) We should of course never carry these things to extremes but in essence they are true.

 

This will sound corny, but to reinforce a long-term perspective, I find it helps to have a conversation with my future self. If you could go back in time 10 or 20 years and have a conversation with your younger self, what advice would you give? Were the things that seemed most stressful to you back then really the most important things?

 

Now visualize a similar discussion with future you. Actually picture what you'll look like, and how you'll feel at that age. What will be future you's biggest regret in 10 or 20 years? Will it be about how long it took your undervalued stocks realize their full value? Really? Or will it be about the relationships you didn't invest enough in, a life-changing decision you were too afraid to make, the time you wasted trying to meet other people's expectations, or on work you didn't find meaningful? Maybe it will be about decisions that affect your future health? Or about the big opportunities that you clearly saw but didn't seize (e.g. didn't join that start-up, didn't kiss that girl, didn't load up on BAC-WTA @ $3.25 because you hoped for even better prices)?

 

Basically I think life is a lot about minimizing future regrets.

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I'd be curious to hear how others deal with the mental side of investing, which I find to be BY FAR the most difficult part of the business.

 

Have a day job that isn't about investing. That is what I do. I don't have a choice-- I am not independently wealthy, yet.

 

If you don't have a non-investing day job, pick up a hobby that consumes your heart and mind. It could be anything, as long as it isn't investing.

 

Value investing is best done at a gentle[wo]menly pace.

It shouldn't be taxing. Think of it this way; if it is taxing/stressful, you're probably not doing it right.

 

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Cardboard, is it not amazing what you just said - "Three years have been tough to invest thru/will I ever live thru a bull market."

 

I honestly wish the market was open once a month. I believe the minute to minute update of our holdings is by far the biggest impediment to long term thinking, and I battle the consequences just as much as the next guy. Not sure how otherd feel, but I LOVE reading and researching and thinking when the market is effing shut. Think about it - in just five short years BAC will be trading close to three times higher than its current level, yet we're concerned with what it's doing right now!! Watching it not only everyday but probably many times throughout the day turns that five year period into something that feels like an eternity. I HATE IT.

 

I'd be curious to hear how others deal with the mental side of investing, which I find to be BY FAR the most difficult part of the business.

 

Fantastic point. I think to be a good long-term investor, you've got to find something to occupy your mind during those long waiting periods.

 

That could be anything from researching every single company that has a public financial statement to working a day job at Starbucks. However, if you fail at occupying your mind in a systematic way, your mind will wander to short term results and you will fail.

 

Investing is a full time job. Ignoring daily price changes takes effort. Systemize and execute.

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We have been buying all day...

 

I'm tapped out - i'd have to start selling other things to buy more. Shocked it's this low again.

 

There will be a day we look back in shock at days like this. When interest rates normalize businesses like Facebook will be worth 10-12x earnings with no real FCF to fuel buybacks/dividends, while businesses like BAC will thrive.

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We have been buying all day...

 

I'm tapped out - i'd have to start selling other things to buy more. Shocked it's this low again.

 

There will be a day we look back in shock at days like this. When interest rates normalize businesses like Facebook will be worth 10-12x earnings with no real FCF to fuel buybacks/dividends, while businesses like BAC will thrive.

 

I keep thinking about exactly that - the absurdity of FB selling at a higher valuation than MCD and BAC. Truly unbelievable when you step back and think about it.

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Chart comparing securities portfolio composition of major banks. Visual illustration of risk control at BAC compared to JPM.

 

http://static.cdn-seekingalpha.com/uploads/2012/5/288196_13376581756270_rId5.png

 

I didn't understand financials enough to follow you all into BAC last year, looks like I have another opportunity now. Comprehending the balance sheet of financials is beyond me, but I may be able to take Francis Chou's "leap of faith."

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I wonder if "Project New BAC" cut the position of the guy who's job it is to put the presentations up on the Investor Relations website.

 

That guy is integral. If they fire him, what's this all really been about?

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Not sure how many have heard the webcast, but it's well worth listening to.  Moynihan may not be as charismatic as Stumpf or Dimon, but he's definitely in the same category.  He knows his numbers, he knows his company inside out and he knows the industry as well as anyone.  Cheers!

 

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http://online.wsj.com/article/SB10001424052702304791704577418683576750086.html?mod=WSJ_business_LeftSecondHighlights

 

"The trading blunders that have cost J.P. Morgan Chase & Co. at least $2 billion are shaping up as a boon for some of the bank's biggest rivals.

 

A group of about a dozen banks, including Goldman Sachs Group Inc. and Bank of America Corp., have scored profits that collectively could total $500 million to $1 billion on trades that sometimes pit them directly against J.P. Morgan's Chief Investment Office, according to traders and people close to the matter."

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