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FNMA and FMCC preferreds. In search of the elusive 10 bagger.


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Guest cherzeca

it seems that the MBA folks really only wanted the federal cat-risk guaranty, which fhfa's perspectives includes.  as far as i can tell, fhfa persps are very compatible with a recap plan along the lines of moelis blueprint, using it as the execution process to get the end result (i mean, if you are told to execute the fhfa persps, which provides for substantial capital in addition to any CRTs that are done, which have to be economically feasible, would you try to destroy the warrant value that treasury has?)  totally adverse to what has been reported re CW2.0. 

 

 

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Guest cherzeca

i have read some commentary that seems to indicate that the FHFA perspectives contemplates a run off of FnF and creation of new SMEs (credit guarantors) as if reincorporating under a state charter is somehow a liquidation. CW2.0 as reported certainly called for that.  i dont see that in what FHFA released.

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Guest cherzeca

as to this tweet:  "Treasury’s Phillips @WHF_DC: major goal of Administration is a level regulatory playing field between those who keep home mortgages in portfolio and those who securitize them"

 

a fed guaranty of mbs is antithetical to this "major goal".  if mbs are guaranteed by treasury, there will be a strong market incentive to securitize

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Treasury Counselor Craig Phillips @WHF_DC : broadly supportive of new FHFA white paper, “no allergic reaction to it”, the questions now are “the how” for example “how to measure the value of low-mod versus overall goals”
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Can anyone explain why Jrs. aren't moving much today? We just had the T. Scy counselor agreeing -to a good extent- with Watt's plan. What is the holdup? Risk of receivership to create new shareholder-owned companies where the fate of legacy holders is uncertain?

 

Both Millstein and Berkowitz -in their original plans centuries ago- capitalized new entities using Jrs. at full face value.

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Can anyone explain why Jrs. aren't moving much today? We just had the T. Scy counselor agreeing -to a good extent- with Watt's plan. What is the holdup? Risk of receivership to create new shareholder-owned companies where the fate of legacy holders is uncertain?

 

Both Millstein and Berkowitz -in their original plans centuries ago- capitalized new entities using Jrs. at full face value.

 

imo timing. and the fact that they've had a great move of late.

 

watt and phillips just mentioned importance of working through congress. this could slip to 2019 when some bad actors are gone.

 

and if it doesn't slip to 2019, the bill has to go thru hensarling.  crapo might try to tack this on to the dodd frank re-do which would increase the odds of something passing the house and getting into law.

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FHFA:  Capital buffer is necessary

Treasury:  We expect our dividend

Action:  Coordinated and agreed upon capital buffer

 

FHFA:  Millstein plan

Treasury:  Nothing we are allergic to

Action:  ?

 

I think the odds are EXTREMELY low that FHFA acted in a silo here, despite clear coordination on other related actions.  They are politicians and they are very carefully doing what politicians do - crafting the optics of what is happening behind closed doors

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Guest cherzeca

i think the market is confused, and i cant say i am surprised. 

 

you have three principal actors, watt, mnuchin and corker/warner, and only watt has really tipped his hand in any specific way.  CW2.0 is still being written, but to the extent it promotes competition, watt is clear that he is against that and wants FnF all alone (at least initially) as national full market participants such as they are now but subject to utility regulation (which would seem positive for shareholders).  phillips just wasted everyone's time by saying nothing, which leads me to believe that mnuchin is too busy still with other things to get any treasury plan signed off.

 

but yes, i would have thought the market would be more positive to the last 24 hours events

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FHFA:  Capital buffer is necessary

Treasury:  We expect our dividend

Action:  Coordinated and agreed upon capital buffer

 

FHFA:  Millstein plan

Treasury:  Nothing we are allergic to

Action:  ?

 

I think the odds are EXTREMELY low that FHFA acted in a silo here, despite clear coordination on other related actions.  They are politicians and they are very carefully doing what politicians do - crafting the optics of what is happening behind closed doors

 

I think the politics of who says what, when, and in what order is important. FHFA having this plan and Treasury saying "yeah sure, why not" is much better optically than vice versa.

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Huh???

 

Joe Light‏Verified account @joelight

Phillips: "There actually aren't shareholders so there's no longer a fiduciary relationship between stakeholders in the traditional way. We sort of see ourselves as the stakeholder at the Treasury" but not represented by the board and employees because of the shares' nature

 

Calabria said yesterday...

“We do want to see our state-owned enterprises move towards liberalization.”

https://www.marketwatch.com/amp/story/guid/3F8481DA-FBCD-11E7-8AB6-ABAEF652B326?__twitter_impression=true

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Guest cherzeca

FHFA:  Capital buffer is necessary

Treasury:  We expect our dividend

Action:  Coordinated and agreed upon capital buffer

 

FHFA:  Millstein plan

Treasury:  Nothing we are allergic to

Action:  ?

 

I think the odds are EXTREMELY low that FHFA acted in a silo here, despite clear coordination on other related actions.  They are politicians and they are very carefully doing what politicians do - crafting the optics of what is happening behind closed doors

 

I think the politics of who says what, when, and in what order is important. FHFA having this plan and Treasury saying "yeah sure, why not" is much better optically than vice versa.

 

i agree with this.

 

i am also reminded of goldman sach's ex ceo, rubin, who was a big optionality guy, and mnuchin worked under him then.  rubin argued that you make a decision late in game after keeping all options open, because your ability to make a "correct" decision increases over time as more information is developed and more participants have shown their cards first.  it seems to me that treasury (mnuchin) is following this conceptual pathway.

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Huh???

 

Joe Light‏Verified account @joelight

Phillips: "There actually aren't shareholders so there's no longer a fiduciary relationship between stakeholders in the traditional way. We sort of see ourselves as the stakeholder at the Treasury" but not represented by the board and employees because of the shares' nature

 

wtf?  :o

 

Watt said that the SMEs should be shareholder-owned companies. Does Phillips (and Mnuchin) think that current shareholders have no rights at all and will just be washed away? Or just that current shareholders are that only in name because they have no voting rights or ability to participate in company earnings?

 

Common shares took a small hit just now but not nearly to the extent I would have expected. This news seems to drastically increase the uncertainty behind both commons and juniors, though it is much harder to wipe out (or heavily dilute) the juniors.

 

Joe Light also tweeted this:

https://twitter.com/joelight/status/954066284362240000

 

[Phillips] said Mnuchin is committed to ending the conservatorships during this administration

 

So if Congress gets nothing done at all Mnuchin will eventually act, but it could take up to 3 more years.

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Huh???

 

Joe Light‏Verified account @joelight

Phillips: "There actually aren't shareholders so there's no longer a fiduciary relationship between stakeholders in the traditional way. We sort of see ourselves as the stakeholder at the Treasury" but not represented by the board and employees because of the shares' nature

 

wtf?  :o

 

Watt said that the SMEs should be shareholder-owned companies. Does Phillips (and Mnuchin) think that current shareholders have no rights at all and will just be washed away? Or just that current shareholders are that only in name because they have no voting rights or ability to participate in company earnings?

 

Common shares took a small hit just now but not nearly to the extent I would have expected. This news seems to drastically increase the uncertainty behind both commons and juniors, though it is much harder to wipe out (or heavily dilute) the juniors.

 

Joe Light also tweeted this:

https://twitter.com/joelight/status/954066284362240000

 

[Phillips] said Mnuchin is committed to ending the conservatorships during this administration

 

So if Congress gets nothing done at all Mnuchin will eventually act, but it could take up to 3 more years.

 

I think you have to contextualize it from the perspective that (I think) he was addressing the governance structure, not necessarily the economics.

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Guest cherzeca

"Watt's views appear to broadly coincide with the package being developed by Chairman Mike Crapo, R-Ind., and Sherrod Brown, D-Ohio."

 

https://www.americanbanker.com/news/fhfa-breaks-silence-on-housing-finance-reform

 

ok, i confess ignorance.  i was aware of a CW2.0 in the works, as reported by bloomberg, but i wasnt aware that there was a crapo/brown in the works.  anyone know about this?

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I think you have to contextualize it from the perspective that (I think) he was addressing the governance structure, not necessarily the economics.

 

The market seems to agree with you. I would love to have more context behind those quotes though.

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Huh???

 

Joe Light‏Verified account @joelight

Phillips: "There actually aren't shareholders so there's no longer a fiduciary relationship between stakeholders in the traditional way. We sort of see ourselves as the stakeholder at the Treasury" but not represented by the board and employees because of the shares' nature

 

wtf?  :o

 

Watt said that the SMEs should be shareholder-owned companies. Does Phillips (and Mnuchin) think that current shareholders have no rights at all and will just be washed away? Or just that current shareholders are that only in name because they have no voting rights or ability to participate in company earnings?

 

Common shares took a small hit just now but not nearly to the extent I would have expected. This news seems to drastically increase the uncertainty behind both commons and juniors, though it is much harder to wipe out (or heavily dilute) the juniors.

 

Joe Light also tweeted this:

https://twitter.com/joelight/status/954066284362240000

 

[Phillips] said Mnuchin is committed to ending the conservatorships during this administration

 

So if Congress gets nothing done at all Mnuchin will eventually act, but it could take up to 3 more years.

 

imo mnuchin will likely go through the motions in 2018. 

 

odds favor nothing will get done, the divide with the House R's is probably too deep. and the deadline is 7 months away.  phillips just bought time.

 

in 2019, maxine waters enters the scene replacing hensearling, if the D's win the house as predicted. i'd guess watt gets renominated to see this through.  and in the senate, it's likely either crapo (or someone else if he takes the finance committee chairmanship post-hatch) OR sherrod brown.  in this base case scenario, things become easier for mnuchin.

 

in addition, housing reform can stimulate the economy.  we just had taxes.  trump's possibly running for re-election in 34 months.  they might want any economic benefit to come later in his first term.

 

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"Treasury's Craig Phillips also told a group today that Fannie Mae and Freddie Mac will require a draw from Treasury as a result of tax reform which reduced the value of deferred tax assets. This is despite a deal with FHFA to allow each to retain $3 billion in capital"

 

Doesn't make any sense.  Only conclusive is they are saying one thing and doing another.

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