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I'm looking forward to tomorrow's big announcement.

 

My 4S is on it's last legs and will have a iPhone6 on order as soon as it's available.  I love my iPad Mini Retina for daily reading. Three to Five years from now the only items we may need to carry is a driver's license, car key, and phone for our daily travels without the need to carry a wallet.

 

I believe Eddy Cue when he says it's the best product pipeline he's seen in 25 years.

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I'm looking forward to tomorrow's big announcement.

 

My 4S is on it's last legs and will have a iPhone6 on order as soon as it's available.  I love my iPad Mini Retina for daily reading. Three to Five years from now the only items we may need to carry is a driver's license, car key, and phone for our daily travels without the need to carry a wallet.

 

I believe Eddy Cue when he says it's the best product pipeline he's seen in 25 years.

 

Why should you need to carry a driver's license or car key? iphone+NFC+touch id can replace that as well!

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"

Saving a millisecond while paying for products isn't really the main benefit of mobile payments.  IMO, it's the security benefits that go along with mobile payments that is the real benefit.

 

There have a been a number of high-profile data breaches that have occurred in the last year, with Target being the most high-profile one of them all.  As a result, there is increased awareness among the public and regulators of lapses in security by merchants.  This is resulting in increased commercial liability for these merchants and regulatory pressure to adopt new security technologies.  For example, one of those technologies is secure chip credit cards, which at this time are not really being used much in the US.  But because of the data breaches that occurred (and the resulting financial consequences), big merchants are finally starting to update their POS systems and harden the security of their back end systems that handle payments.  So there is an incentive to spend the money on upgrades now.

 

Now, mobile payment systems that incorporate mobile hardware-based "secure elements" are, in my opinion, a leapfrogging step because not only do you have the secure storage of payments info on unique mobile hardware (instead of on relatively insecure credit cards), but you also have the following:

 

- Decreased percentage of "card not present" transactions

 

- Locational checks and tracking that can be implemented by the telcos and tech cos to add an additional layer of security (a bit scary for privacy concerns, though, I would say)

 

- Reduction of "things" you need to carry around to authenticate payment transactions (and other transactions where you need auth)

 

- Potentially a single point of contact -- say, Apple or your telco -- for dealing with payments issues (e.g., suspending all credit card payments when one's phone gets stolen by contacting that single point of contact rather than all of your issuing banks)

 

So there are definitely a lot of benefits to having mobile payments.  And if anybody can make NFC payments finally start happening in North America, it would be AAPL." Yup.  More convenient, more secure.  What's not to like?

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For those who don't know, this year's event will be streamed live here:

 

http://www.apple.com/live/2014-sept-event/

 

No need to wait until later to get a recording of the video or to follow sites that are live-blogging it.

 

Things start at 1 PM EST.

 

Update: Well, what a disaster that live stream is. Apparently the whole planet is trying to watch this video at the same time and there aren't enough servers in existence to handle it or something...

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I'm not really a watch wearer, but at first glance, it looks like they knocked it out of the park with Apple Watch. Definitely makes Samsung's watch attempts look silly.

 

It makes everything else in wearables so far look like how pre-iPhone smartphones looked after the iPhone came out.

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They're going to sell a zillion of these watches.

 

Not quite. "Need an iphone for the watch" might limit the addressable market.

The watch by itself looks great though..

 

It does limit the market, but I think it is a necessity. A smart-watch isn't very useful as a stand alone device.  It makes more sense to have it interface with a phone in your pocket.  And besides iPhone owners are the ones most likely to be able to afford a $350+ accessory anyway.

 

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watch not available in time for christmas - major screw up for any consumer product

 

The original iPhone also was available months after the announcement (which was in January, btw -- I think that turned out pretty well) so it wouldn't leak through the supply chain.

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They're going to sell a zillion of these watches.

 

Not quite. "Need an iphone for the watch" might limit the addressable market.

The watch by itself looks great though..

 

It does limit the market, but I think it is a necessity. A smart-watch isn't very useful as a stand alone device.  It makes more sense to have it interface with a phone in your pocket.  And besides iPhone owners are the ones most likely to be able to afford a $350+ accessory anyway.

 

A lot of people will move to the Apple ecosystem because they want all these capabilities strapped to their wrist in a beautiful, customizable package. This Watch will make money by selling iPhones and vice versa.

 

If this limits the addressable market to the profitable end of the market, which is what the iPhone owns, that's not a problem...

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The watch looks really cool, but I'm failing to see the point if you need the iPhone a few feet away in a pocket.  If this thing worked apart from the iPhone it would be a killer feature.  I guess it needs the iPhone for the notifications etc.

 

I'll say this about watches.  A few years ago my watch ran out of batteries and I just never replaced them.  I had an iPhone and figured it had a clock and would be a good replacement.  I went years like this, I'll pull the phone out of the pocket constantly for time.  Last year my wife got me a really nice GPS running watch for my birthday.  I've worn it daily since, after going watch-less for a few years I really appreciate having a watch on my wrist all the time.

 

It seemed like Apple killed the watch with the iPhone, and now they're just bringing it back, incredible on their part.

 

I wonder how durable this thing is?

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Watch looks very cool. But why would you need it if you already have an iPhone (or have to carry one around as well)?  Other than it looks great?

 

Not sure how much I'd use something I couldn't type on. I assume I can dictate voice though. It's obviously supposed to replace your watch and not your phone though.

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