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MNDO - Mind C.T.I.


stahleyp

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I have no position in this company, but I wanted to get some opinions.

 

Market cap of about $57 million.

 

Tilson Dividend fund has a small stake.

 

Company seems to be shareholder focused and they paid a special dividend in 12/09.

 

Positive operating income - above pre recession levels.

 

$18 million in cash vs $6 million in total liabilities.

 

company has been buying some shares back. has purchased about 10% of float over the past 2 years.

 

On the downside, it is trading about 2x 5 year BV.

 

 

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I own it and have owned for a year.

I need to run my valuation again and dig into the business more if it keeps moving higher.

Yes, the CEO is aligned to shareholders and she's very shareholder friendly.

I wish I bought more but a VIC write-up came out a few days after I started buying.

I got too cute and bought it with an eyedropper. :'(

 

 

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My fund has owned it for about a year now (after the VIC writeup).  While it obviously is not as cheap now as it was then, it is still trading at a cheap level.  Current run rate of earnings appears to be about 25 to 30 cents annually.  At $3.20 per share it is trading at 10-11 times earnings.  The company had $1.06 per share in cash and investments as of 9/30/10.  It has since gone ex-dividend on a 32 cent dividend.  Assuming typical earnings were achieved in Q4 and this quarter the company probably has about 90 cents per share in cash and investments.  Thus it is currently trading at about 8 times earnings net of cash. 

 

The company has historically paid out its earnings in divdends each year, which makes for a nice yield.  There is a 20% withholding tax, but US citizens can claim that as a deduction for foreign tax paid.  There are not many 10% yielding stocks or bonds out there.

 

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  • 1 year later...

Sorry for bumping a rather old thread.

 

I recently came across this company and its valuation looked attractive. Granted I don't have a particular expertise in telecommunication CRM solutions I do have a rough idea of what their business is. They provide the "back-end" to 2nd and 3rd tier cell phone networks/providers to manage consumer data. Revenue is well diversified (clients in 60 countries).

 

$39M market cap minus $18M cash on books and no debt = $21M Enterprise value.

 

Company is consistently generating $18-21M rev for last 5-6 years (http://bit.ly/VoKZE2), and consistently generating about $4-5M operating cash flow (http://bit.ly/138YsEr) and impressive FCF/EV yield.

 

As mentioned above, very shareholder friendly management with CEO owning high % of the company. Moreover the company has pledged to return all of its previous year’s EBITDA + Financial Income (expenses) – Taxes (http://1.usa.gov/XsVLhG).

 

I did a rough, back of the envelope DCF calculation:

 

http://i.imgur.com/8zG2z.png

 

I use $4.5M (the average of annual operating cash flow), assume zero growth and 12% discount rate - came up with $37.5M equity value; and adding $18 million in cash comes up to $55.5M ($2.93/share).

 

Why is Mr. Market valuing this company at 20-25% FCF Yield when in-fact it has promised to return all of it to shareholders? Any thoughts? Still digging more into the past filings.

 

Cheers.

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Why is Mr. Market valuing this company at 20-25% FCF Yield when in-fact it has promised to return all of it to shareholders? Any thoughts? Still digging more into the past filings.

 

Cheers.

 

I don't have a good response as to why it has such a low valuation other than perhaps there's no growth in the biz and that its based in Israel.  There are quite a few other small Israeli software companies that trade at very very low multiples.

 

I have been buying this stock for a few quarters and added to the position recently. 

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  • 2 months later...
  • 3 years later...

Since very few ideas are being posted we end up on politics (i.e. Trump).  So in order to avoid that I thought I would bring up a few of my current ideas. 

 

Mind CTI is an Israeli based company listed in the US that contracts much of its operations in Romania.  Long history of profitability and dividends.  They handle billing for cellular companies worldwide.  As of 9/30/16 it had $1 per share in cash and trailing EPS of $0.23.  Company pays an annual dividend in Q1 that is subject to Israeli withholding tax. US investors can claim a credit for the tax.  Dividend is roughly equal to prior years free cash flow.  I would expect a dividend in the range of $0.24 to $0.28 per share.  Current price is $2.55.  19.2 million shares outstanding.  Average volume of 30,000 shares per day.

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Interesting. Basically a low capital intensive service business with no growth.

 

I guess my question is what kind of moat does the company have? For example what prevents the Romanian sub-contractors and contract straight with the telcos and by-pass them?

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Interesting. Basically a low capital intensive service business with no growth.

 

I guess my question is what kind of moat does the company have? For example what prevents the Romanian sub-contractors and contract straight with the telcos and by-pass them?

 

Good question.  I presume it would be because the software engineer in Romania doesn't have the full picture of the company (sales, support, overall costs, what they are charging, etc.). 

 

 

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It hasn't been below $2 since 2014.

 

It also looks like these guys are cash hoarders.

 

Amdocs has growth as well as a much heftier multiple. They employ a lot more capital than MNDO.

 

According to slide #8 on their financial presentation, Amdocs is a "Call Accounting CMS Customer" of Mind's.

 

http://www.mindcti.com/investor-information/

 

I'm not sure if that means anything (just saying...)

 

At a glance, this looks kind of like something Enghouse might be interested in.

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