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PlanMaestro

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Guest wellmont

weird I sold some warrants over $15 in September when the stock was trading under $35. make of this information what you will. :) perhaps a theory is there was a lot of hot money in the warrants back then speculating on bigger buybacks.

 

No plans to sell my AIG tarp warrants,... it makes no sense for me to trade much. They have become much cheaper (currently below $14) relative to the recent run-up in the BAC a-warrants around x-mas. I'm not sure if they ever reach the most upper limits, probably more unlikely, but over the next 3 years they might double at least and that would equate to some good growth of something above ~25% annualized.

 

I might repost some older article...

 

Berkowitz Owns 1/3 Of AIG's TARP Warrants, And He Can't Get Out

http://seekingalpha.com/article/668281-berkowitz-owns-1-3-of-aig-s-tarp-warrants-and-he-can-t-get-out?source=forbes

 

yeah.  AIG is over $36 and warrants are under $14. that favors the warrants imo.

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Sure, we insured everyone against default and they nearly all defaulted, and we had no role.

And if they had been allowed to default we would be out of business. 

 

Idiots, Almost wants to make me sell my stock.  At least it gives them something to focus on while the real workers at AIG rebuild the company.

 

Uccmal,...

 

haven't you seen my heading,... that is only some fake satirical column by Philip Maddocks,... or at least it's seems the way as I understood it,... so you might come calm.

 

 

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Now, here comes some serious article, you might be able to gawk.

 

 

FAHR: AIG apparently not too big to be greedy

2013-01-22 TheVoice

http://www.voicenews.com/articles/2013/01/22/opinion/doc50f9ae22e02f3813718692.txt

 

whoops.  Getting too tired this week.

 

Here you might get some more reasonable explanation why AIG did not sue the government.

 

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Why A.I.G. Did Not Sue the Government

2013-01-23 NYTimes

 

One lawyer said that the lawsuit had only a 20 percent chance of succeeding, according to a document released on Wednesday.

 

one lawyer pointed out, it could damage A.I.G.’s reputation.

 

The lawsuit, they worried, “threatened to destroy much of the good work that A.I.G. and its employees had done rebuilding A.I.G. and its name and reputation” after the bailout, according to a letter by Paul Curnin, the lawyer who advised A.I.G.

 

http://dealbook.nytimes.com/2013/01/23/why-a-i-g-did-not-sue-the-government/

 

 

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AIG Saw Starr’s Lawsuit as Likely to Fail, Damaging

2013-01-23 Bloomberg

http://www.bloomberg.com/news/2013-01-23/aig-saw-starr-s-lawsuit-as-likely-to-fail-damaging.html

 

The case is Starr International Co. v. U.S., 1:11-cv-00779, U.S. Court of Federal Claims (Washington).

 

 

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AIG Chairman Miller on the insurance company's future

WSJ Live Video from Davos

2013-01-24

 

http://live.wsj.com/video/aig-chairman-miller-on-the-insurance-companys-fut-2013-01-24-121151129/9FBE308A-1C67-45D4-ABBA-457E2870B1C9.html

 

 

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AIG Hires Patton Boggs to Lobby on Plane-Lease Unit Deal

2013-01-24 Bloomberg

 

The firm registered to represent AIG effective Dec. 7, the day the insurer said it was in talks to sell International Lease Finance Corp. to a group of Chinese investors. The $4.2 billion deal requires approval from regulators in China and the U.S.

 

http://www.bloomberg.com/news/2013-01-24/aig-hires-patton-boggs-to-lobby-on-plane-lease-unit-deal.html

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Bob has been a fabulous wartime general if you will, and we now need to consider what are our needs going forward now that the crisis is behind us. – Steve Miller

 

AIG Chairman Miller on the insurance company's future

WSJ Live Video from Davos

2013-01-24

 

http://live.wsj.com/video/aig-chairman-miller-on-the-insurance-companys-fut-2013-01-24-121151129/9FBE308A-1C67-45D4-ABBA-457E2870B1C9.html

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Bob has been a fabulous wartime general if you will, and we now need to consider what are our needs going forward now that the crisis is behind us. – Steve Miller

 

AIG Chairman Miller on the insurance company's future

WSJ Live Video from Davos

2013-01-24

 

http://live.wsj.com/video/aig-chairman-miller-on-the-insurance-companys-fut-2013-01-24-121151129/9FBE308A-1C67-45D4-ABBA-457E2870B1C9.html

 

Geeze, he must have read your earlier comment about wartime generals. ;D

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Why the continuous chatter from management (Benmosche a couple weeks ago, Miller today) about acquisitions?  I can only hope they are small and very targeted.  They need to be when your shares are at .5 BV.  Yes, stop playing defense.  Yes, go find prudent, incremental, strap-on opportunities that boost your ROE and make the firm better.  But I get nervous that empire-building ambitions are only thinly veiled...

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Bernstein Calls AIG ‘Once-in-a-Generation’ Stock

http://blogs.wsj.com/deals/2013/01/28/bernstein-calls-aig-once-in-a-generation-stock/

 

Anyone with access to the report that can comment on it?

 

just type "Bernstein Calls AIG ‘Once-in-a-Generation’ Stock" in google, once you click on the link you can see the full article yourself.

 

Not much meat on this article.

 

 

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Obrigado FW!

 

Metlife outstanding shares year end.

 

1999 786,203,472

2000 757,051,660

2001 708,598,152

2002 700,278,412

2003 755,809,398

2004 732,924,389

 

2003:

In connection with MetLife, Inc.'s, initial public offering in April  2000, the  Holding Company  and MetLife  Capital Trust  I (the  "Trust") issued equity security units (the "units"). Each unit  originally consisted of (i) a  contract to  purchase,  for  $50,  shares  of the  Holding  Company's  common  stock (the "purchase contracts") on May 15, 2003; and (ii) a capital security of the Trust, with a stated liquidation amount of $50.

 

In accordance  with the  terms of  the units,  the Trust  was dissolved  on February  5,  2003,  and  $1,006 million  aggregate  principal  amount  of 8.00% debentures of the Holding Company (the "MetLife debentures"), the sole assets of the Trust, were distributed to the  owners of the Trust's capital securities  in exchange for their capital securities. The MetLife debentures were remarketed on behalf of the debenture owners on February 12, 2003 and the interest rate on the MetLife  debentures was reset as of February 15,  2003 to 3.911% per annum for a yield to  maturity of  2.876%. As  a result  of the  remarketing, the  debenture owners  received $21 million ($0.03  per diluted common share)  in excess of the carrying value  of the  capital  securities. This  excess  was recorded  by  the Company  as  a charge  to additional  paid-in  capital and,  for the  purpose of calculating earnings per share, is subtracted  from net income to arrive at  net income available to common shareholders.

 

On  May 15,  2003, the  purchase contracts  associated with  the units were settled. In  exchange for  $1,006 million,  the Company  issued 2.97  shares  of MetLife,  Inc. common stock per purchase contract, or approximately 59.8 million shares of treasury stock. The excess of the Company's cost of the treasury stock ($1,662 million) over  the contract price  of the stock  issued to the  purchase

contract  holders ($1,006  million) was  $656 million,  which was  recorded as a direct reduction to retained earnings.

 

 

 

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just type "Bernstein Calls AIG ‘Once-in-a-Generation’ Stock" in google, once you click on the link you can see the full article yourself.

 

I was referring to the Bernstein report. They are usually very good.

 

here you go, sir

 

Thoughts on the report?

 

I think it's very conservative on how its assumptions will impact market price.

 

Assuming a combined ratio in the low to mid 90s, AIG will be worth a heck of a lot more than it is now.

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Thanks

The author seems to be very confident that AIG will do buy back in 2013.I think another buyback is not priced in by the market.

The author talks about AIG going through CCAR process in 2014.

I always thought that they are going through CCAR in 2013 also.

I agree that the focus of AIG should be on improving ROE to 10% ASAP.

 

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Not sure where they got their ~20% Tier 1. Any ideas?

 

AIG can work through Fed reviews, and with a Tier 1 Common ratio of ~20%, AIG is solidly capitalized and would pass CCAR. Unlike some peers, AIG has taken the approach of embracing the Fed as their new regulator and there should be able to avoid surprises, for the Fed has had a substantial role in overseeing ever since they bailed them out in 2008.

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Reread the last conference call transcript and saw some interesting points.

 

AIG seems to be taking much smarter risks:

"The accident year loss ratio as adjusted was 66.5%, nearly a 2 point improvement over the comparable prior year period, despite an unusual increase in non-catastrophe property severe losses. We view the improvement in accident year loss ratio over the past several quarters as a strong indicator that our strategies to optimize business mix, pricing and risk selection through enhanced underwriting tools are succeeding....

 

Our organizational structure promotes underwriting excellence as we’ve consolidated our underwriters into global teams versus the silo structure that existed in the past. We’ve empowered our employees to implement state-of-the-art underwriting tools and hire new talent to supplement our bench of existing talent."

 

A major criticism of old AIG was that the company was under-reserving. The current management seems to be taking an extensive and critical look at existing reserves. For example:

 

"So, a few things on environmental, we've now concluded a very detailed study of the environmental impairment liability portfolio and that's the portfolio made up of five distinct fairly heterogeneous books that we described in the 10-Q and we've reviewed claim-by-claim 2,150 odd files on the most complex claims that we focused on those with the highest policy limits. Many of these were written in the period prior to 2004 and we did not do this prompted by any actuarial indications and in fact the actuarial third party reviews we had would have suggested the environmental portfolio as redundant.

 

We did it more because we think that the characteristics of those claims, such that you really need other experts, engineering firms, toxicologists and litigation experts and in this quarter, roughly 60 million of the 77 million that you see, that we've posted as prior year development, came from a very detailed analysis that we did on (inaudible) claims and we felt that the characteristics of those claims were sufficiently different to warrant a more conservative stance on from their severity in particular."

 

 

 

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The bear case : "deteriorating macro environment and rising rates"

I don't understand why rising rates is bad for AIG

Isn't rising rate a positive for P&C in general ?

 

 

just type "Bernstein Calls AIG ‘Once-in-a-Generation’ Stock" in google, once you click on the link you can see the full article yourself.

 

I was referring to the Bernstein report. They are usually very good.

 

 

here you go, sir

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The bear case : "deteriorating macro environment and rising rates"

I don't understand why rising rates is bad for AIG

Isn't rising rate a positive for P&C in general ?

 

Maybe they're just looking at the short term? Rising rates would mean that the bonds they already hold would lose some value, though one they start rolling over into higher interest ones it'll be a positive.

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AIG Announces Exclusive Distribution Relationship with HSBC in Turkey and France

 

http://buswk.co/Xdt5om

 

LONDON--(BUSINESS WIRE)--Jan. 28, 2013-- American International Group, Inc. (NYSE: AIG) today announced that it has entered into 10-year bancassurance agreements with HSBC Group companies under which AIG will become the exclusive provider of non-life insurance products to HSBC Group customers in Turkey and France, as well as in other countries in Continental Europe as may be agreed. AIG expects to pay a total consideration of approximately US$55 million for the exclusive distribution access in Turkey and France, and expects to launch the partnerships in the first half of 2013.

 

 

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