Jump to content

AIG - American International Group


PlanMaestro

Recommended Posts

Somebody a while back explained that the company will just distribute shares to you at expiry if you don't exercise.  So say the stock is at $120 and the strike is at $40.  They'll just distribute $80 worth of stock to you.  That way you don't need any capital to exercise them. 

 

Is this information accurate?

 

That's very interesting, I'd like to know as well.

Link to comment
Share on other sites

  • Replies 2k
  • Created
  • Last Reply

Top Posters In This Topic

Somebody a while back explained that the company will just distribute shares to you at expiry if you don't exercise.  So say the stock is at $120 and the strike is at $40.  They'll just distribute $80 worth of stock to you.  That way you don't need any capital to exercise them. 

 

Is this information accurate?

 

That describes a "cashless exercise" provision which you see in some warrants.  Not, to my knowledge, in any TARP warrants.  In fact, I just glanced through the AIG prospectus and verified that there is no cashless exercise provision.  This excerpt from page S-1 spells it out pretty clearly:

 

Exercise Price  $45.00 per share, subject to adjustment. The Warrants require the payment of cash consideration.

Link to comment
Share on other sites

Most brokers will offer to do what is effectively a cashless exercise for you if you call them. They would simultaneously exercise and sell/short shares on the market so you don't need to hold any cash in your account. It's a risk free transaction for them and they love the easy commission.

Link to comment
Share on other sites

Regarding the liquidity of the warrants: I've currently got an open order at the current price to sell 1000 warrants (i.e. the current price is 14.5 and my limit price is 14.5).  However, the order is only partially filling.  I'm wondering how Berkowitz is going to eventually get rid of these when they are so thinly traded and he owns 1/3 of the outstanding?

 

Lower it a little and I'll take 'em. I have an order pending...

 

Yeah, I was about to say, it seems like someone on this board would buy them.  Any reason for selling them at this level?

 

Conflict of interest rules at work.

Link to comment
Share on other sites

Somebody a while back explained that the company will just distribute shares to you at expiry if you don't exercise.  So say the stock is at $120 and the strike is at $40.  They'll just distribute $80 worth of stock to you.  That way you don't need any capital to exercise them. 

 

Is this information accurate?

 

That describes a "cashless exercise" provision which you see in some warrants.  Not, to my knowledge, in any TARP warrants.  In fact, I just glanced through the AIG prospectus and verified that there is no cashless exercise provision.  This excerpt from page S-1 spells it out pretty clearly:

 

Exercise Price  $45.00 per share, subject to adjustment. The Warrants require the payment of cash consideration.

 

Update: I only checked AIG's prospectus earlier, but Rabbitisrich pointed out to me that some of the TARP warrants only have a cashless exercise, like BAC-WTA.  AIG warrant info is still correct.

 

Most brokers will offer to do what is effectively a cashless exercise for you if you call them. They would simultaneously exercise and sell/short shares on the market so you don't need to hold any cash in your account. It's a risk free transaction for them and they love the easy commission.

 

Interesting - was not aware this was common, but it makes sense.  Thanks!

Link to comment
Share on other sites

Hey all - sorry if this question has already been answered in depth, but just wanted to ask about improving ROE metrics...

 

Seems like the ROE of AIG by segment is quite low - what's to make it rise to levels where management forecasts?  Is it just better underwriting?  Is it just raising prices on contract, or better predicting losses or decreasing expenses?

 

AIG appears to have been more concerned about share and volume rather than underwriting profitability and therefore underwrote poorly.  What happens to the market share of AIG once their underwriting improves?  Will it still have the same market share or about there?

Link to comment
Share on other sites

AIG to Purchase Outstanding Interest in AIG Israel

 

ONDON--(BUSINESS WIRE)--Feb. 18, 2013-- American International Group, Inc. (NYSE: AIG) announced today that it has reached an agreement with Aurec Gold Investments Limited (Aurec) to acquire Aurec’s 49.99% interest in AIG Israel Insurance Company Ltd. (AIG Israel). AIG currently owns 50.01% of AIG Israel, and upon completion of the transaction AIG Israel will become wholly-owned by AIG. The transaction is subject to approval by the Israel Insurance Commissioner.

 

AIG and Aurec formed AIG Israel in 1996 as a joint venture. The operation primarily writes personal lines as well as accident & health and life insurance through a direct distribution platform, and it encompasses some commercial lines products via brokers. AIG Israel has achieved steady growth and profitability each year since 2001.

 

Rob Schimek, President and Chief Executive Officer of AIG’s EMEA region, said, “Our decision to acquire the remaining interest in AIG Israel represents an excellent opportunity to increase our presence in Israel, as well as to further integrate an important operation as part of our global platform. We are pleased that this transaction will enable us to continue to strengthen our market position in a country that is a core component of AIG’s business in the EMEA region.”

Link to comment
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now



×
×
  • Create New...