Jurgis

Fortnite is not removed from Android store yet: https://www.androidauthority.com/epic-fortnite-direct-payment-1147740/#:~:text=The%20developer%20has%20introduced%20an%20Epic%20direct%20payment,to%20%248%20if%20you%20use%20Epic%E2%80%99s%20payment%20method. We'll see what Google does. #FreeFortnite Twitter saying it just got pulled. Yep, seems to be gone. #FreeFortnite

Fortnite is not removed from Android store yet: https://www.androidauthority.com/epic-fortnite-direct-payment-1147740/#:~:text=The%20developer%20has%20introduced%20an%20Epic%20direct%20payment,to%20%248%20if%20you%20use%20Epic%E2%80%99s%20payment%20method. We'll see what Google does. #FreeFortnite

#FreeFortnite

And this is why I deeply hesitate to own RE 3-6-12 hours away.

Hold on there just a minute. You make accusations of cherry picking the data then you do exactly that. Instead of comparing population density of the U.S., you use NYC. And you do that because the comparison between the two countries doesn’t support your argument. NZ population density: 15 people /sqK US population density: 36 people /sqK NOT 38,424 / sqK Pretty dishonest trying to compare the country to NYC. How about sticking to the facts for a change. Your right, my fault. The US is extremely homogeneous and no way the population density of NYC contributed in a negative fashion to death counts, GDP loss, and the spread of the virus through out the country. Thanks!!! This is a hilarious interaction. Orthopa: "I'll spin some numbers while simultaneously accusing someone else of spinning!" <Gregmal predictably validates the approach by accusing some nebulous left of spin> Orthopa: "Haha! I'm brilliant! Nobody realizes what I did!" cwericb: "Umm, dude, you know you're basically comparing a country to a city? Can you at least pretend to honestly analyse the situation?" Orthopa: "Darn.... Umm, can't admit fault, gotta go on the offence! Well, um, New York City has lots of people which is bad in a pandemic, and that's completely the point that I was trying to make in my other post! And you're just stupid for not seeing it, and deserve lots of abuse!" Bravo. The thread is now more entertaining than informative. "NYC was so botched due to failed leadership as evidenced by huge number of cases"...but at the same time: "the only reason NZ has low cases because it has such low pop density!" (don't tell these folks about the densities in TX/FL vs NY/NJ...) "NY covid deaths are so high and show how badly libs failed" ...but at the same time: "the NY covid deaths were not real, but faked on the death certificates" Dude. Making two contradictory wrong claims at the same time is a sign of truly stable genius. Trump is proud of his children.

If we look at it that way, pretty much all USA is like that. ::)

Thanks.

Took longer than expected, but I was able to lock in 30-year fixed @ 2.75% with no points earlier this week. Those of you waiting for sub-3% might have some luck now Thanks. I'll have to start looking again. What are your closing costs on this?

Hey man, you wanna inject yourself with the Russian vaccine sold to you by Putin you go right ahead. I'm gonna continue to skip eating out for a few extra months and wait for the one from AstraZeneca, Sanofi, or JNJ. Full Disclosure: I also don't drive a Lada, or fly or airliners named Ilyushin or Tupolev. Phase 3 trials are for wussies. True men chew glass, drink jet fuel, and do not need no f**king vaccines.

Covid predictions for GoodJudgement: https://goodjudgment.io/covid-recovery/#1389 (Scroll for other questions or go through: https://goodjudgment.com/covidrecovery/

"Molly's Game" https://www.imdb.com/title/tt4209788 The movie is well made and might be interesting for poker players, investors, and overall wannabes. IMO it's a total fantasy though. [spoilerS] The main character is guilty as a f&*k and totally whitewashed in the movie. So there's that. I'd give it 7/10 overall, but ding it to 5/10 for the whitewashing fantasy.

Anybody knows first-hand or second-hand how Altera and/or Mobileye are doing after Intel acquired them? Growing? Shrinking? Holding steady? How are their products faring? What's the morale?

Can non-NYC CoBF people join the online meeting?

Since you knew at the time that Tesla will do fine, did you invest as you suggest now?

Apparently the ban affects WeChat only. It seems that it will not affect Tencent's gaming business. Assuming China does not retaliate/etc.

Interesting article. It seems that genetically Warren is not in a good shoes. Dementia, cancer and cardiac problems. OTOH Doris lived to 92 and Warren seems to be mostly fine still.

Can you elaborate? Are the current management teams better/worse/different how? AMD is centered around products. From what I understand, they have a product road map for next 5 years or more clearly planned internally. If we look back the road map they announced from 2 years back, they pretty much delivered all the products across lines. Their R&D people is ranked near the top within the company (from what employees say). On the other hand, intel CEO is a finance guy and an outsider of the chip industry. I don't know anything particularly bad about him. But it is pretty hard to play catch up game with a non product guy. Intel also lost a lot of product talent for various reasons in the last decade. I found a few chip companies that were bought out by Intel. They all more or less had some nice designs or architectures or something Intel wanted, but people told me that they didn't think intel did anything with those (other than controlling the patents). Intel used to have a moat around manufacturing too, but that is gone now with the rise of TMSC. So I am not convinced that Intel will catch up product wise with high percentage certainty. Yeah, I think I agree with this picture.

Money has close to nothing to do with CEO quality. 2 (?) CEOs later Intel still has crappy leadership. Perhaps your experience is colored by hugely successful Microsoft transition to Nadella. I would say that this is more of an exception than the rule. I'd say AMD waited 10+ years for Lisa Su. IBM? Nokia? We'll see how Intel fares and when - if ever - it gets a great CEO.

Can you elaborate? Are the current management teams better/worse/different how?

It's probably companies just buying standard equipment configurations and replicating them. Intel was way more geared towards enterprise for long time. And that includes some ridiculous configurations and pricing. Well, part of the pricing is also on Dell/whoever provides the whole computer/board side. But it seemed that both Intel and computer/board OEMs were pretty much geared to push Intel to enterprises. I'd think it's not easy for AMD to get into that sales channel chain. I'm not deeply into the pricing, configurations, sales though, so take it FWIW. The nodes I've seen on Azure are all Intel. Not sure if they have any AMD. AMD is also behind with supporting AVX family of instructions. AMD CPUs with AVX2 were couple years behind Intel and AMD still does not have AVX512 CPUs. But this is something that only few companies might care about, so ::)

I fill out surveys from companies I have relationship to (bank, broker, store, etc.). I would never fill out survey on a mistyped domain and would strongly suggest to anyone I know not to do it either. Most likely purpose of information gathering on mistyped domain is a honeypot for hackers/social engineering/spamming/scamming. The right approach is zero trust to someone collecting info on mistyped domain. But hey apparently people trust unknown parties on the Internetz. Apparently people also click on ads on the Internetz. Who would have thought. I pretty much would not click on ad either. And that's way bigger business than RIWI. ;) And, no, I've never seen a survey before Youtube video. Ad blockers FTW.

I am not insurance company expert, but I have to say I was surprised that Trisura managed high growth and high profitability so far. It seemed to me that insurance is an old and competitive business field. So I'd thought profitable/growth niches should have been filled and picked by now. In fact, insurance and reinsurance field is extra picked over by people wanting to recreate Berkshire/Markel - with most failing quite badly. So for me it was/is very surprising that Trisura can apparently achieve high growth and profitability entering US and seemingly easily picking profitable business. Any ideas how come this niche still existed and nobody filled it by now? It might be that Trisura is lucky and/or knowledgeable. Still I thought it was/is rather amazing.

Assuming 5% growth (which is what M* predicts and close to historical growth), starting with 20B FCF and going with terminal 15PE, INTC DCF shows ~15% expected annualized return. This is good in current market. With tech company though, it's hard to invest at 5% growth expectation. Risks: - AMD captures substantial part of server/data center market. Not very high probability, but possible. - ARM processors capture substantial part of server/data center market. Not very high probability, but possible. - Intel continues to piss away FCF on various attempts to grow/diversify/etc. They overpay for some large acquisition. IMO they have been bad at this and I don't see why this would change. I'd say this is moderately high probability. - Intel has to capex way more for next generation(s) of fabs and FCF falls accordingly. This is quite possible. Possible positive surprises: - ??? I guess something may come out of left field, but I'm not sure what... More AI inferencing workflows on CPUs? - OK guys surprise me. Tell me your wildest fantasies of how/where Intel will grow or profitably capture some market in next 10 years. 8) Disclosure: No position. I may or may not buy one at any time.

Well, yes. Also, as you know, REITs != RE. If you get into a superwave of RE appreciation in some local market (SoCal for last 50+ years? NYC from 70s? Canada RE?), RE might outperform stocks with little effort. Especially considering leverage, etc. So, yes, it is opportunity for not-stock-savvy people to make (a lot of) money. OTOH, even OK markets, especially without accounting for leverage, usually give meh results. Boston is an example of a market where RE has done "well". And unleveraged returns still are in 3% annualized range. We could probably check Buffett's house appreciation since his purchase to see how Omaha did. Lithuania is pretty much zero for last 10+ years. So for non-stock-savvy people there it's pretty much crap return.

rb, FT stole your idea... ::)